Loaded is a reloadable prepaid Visa card that you can use in New Zealand, overseas and online – giving you access to more than 24 million Visa retailers and over 1 million ATMs worldwide. You can also use your Loaded card to pay for online purchases.
A Loaded card is similar to a prepaid mobile phone in that you need to load money onto it before you can use it. It’s better than a standard debit card because the power of Visa allows you to use it online and internationally and you control the available credit on your card.
And when your Loaded funds get low you can reload your card online, from a bank account or at your local PostShop, and keep spending!
How can I get Loaded?
Just complete the application form on the Loaded website or pick one up at your local PostShop.
Who should get Loaded?
Loaded is perfect if you:
- Don’t have a credit card but would like the functionality of one.
- Shop online but don’t want to use your credit card on the Internet.
- Are too young or don’t qualify for a credit card.
- Want to stay in control of your money and avoid the risk of debt.
- Want to help your children learn about money management – Loaded can be used as a way to pay pocket money or provide spending money for school trips.
- Travel and don’t want to take your bank cards with you.
- Want access to exclusive Visa Entertainment offers.
What colour?
You can choose from any of the six Loaded card colours, and if there are additional cardholders, they can choose their own colour too.
Visit the Loaded website to see how your name looks on the different options!
I’ve already got a bank account and an EFTPOS or credit card. Why should I get a Loaded card too?
- Spend Online: With the power of Visa, and added security of prepaid, you control the available credit on your card.
- Accepted Worldwide: Loaded can be used in New Zealand and overseas – at retailers, ATMs and online. This gives you access to more than 24 million Visa retailers and over 1 million ATMs worldwide.
- Control Your Spend: Loaded is different to a credit card because it’s prepaid. You load funds onto it before you can use it, so you can only spend what you’ve got.
- Manage Your Money: Loaded is great for flat accounts, workplace expenses and budgeting.
- It’s Reloadable: Some prepaid cards can only be loaded with funds once. Loaded is different because when your funds get low you can reload your card online, from a bank account or at your local PostShop.
- It’s Accessible: Anyone over 13 can apply and it doesn’t matter who you bank with.
- Exclusive Offers: Because Loaded is a Visa card, you can enjoy all the benefits of Visa Entertainment giving you access to exclusive offers from some of the world's greatest entertainment brands! Offers are available through the programme website at www.visaentertainment.co.nz.
What does Loaded cost?
Once you’ve paid the initial application fee you can incur additional fees depending on how you use your card. Some of the fees associated with using the card can be minimised by managing the account online. For a full list of these fees, please refer to the Fees and Limits Schedule online or pick up a brochure at your local PostShop.
How do I get one?
Apply now or visit www.loadedcard.co.nz or your local PostShop.
How do I load money onto my Loaded card?
You can reload your card online, direct from any bank account or at your local PostShop.
Special offers and promotions.
Check out what special offers and promotions we currently have running.
For More Information…
Everything you need to know about Loaded is at www.loadedcard.co.nz.
Go on, get loaded!
Loaded Card Terms and Conditions apply. New Zealand Post's Loaded Card Prospectus is available at www.loadedcard.co.nz. Loaded Cards are unsecured obligations of New Zealand Post.